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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,375 | $92,219-76.8% | $76,766-72.2% | $135,382-84.2% |
| Participation rate | 60.0% | 79.8%-19.8pp | 77.0%-17.0pp | 82.6%-22.6pp |
| Annual return | -7.07% | 5.46%-12.5pp | 2.43%-9.5pp | 519.77%-526.8pp |
| Employer contribution / active EE | $874 | $3,216-72.8% | $2,485-64.8% | $4,779-81.7% |
| Participant deferral / active EE | $3,977 | $4,508-11.8% | $3,851+3.3% | $5,609-29.1% |
| Admin fee / account holder | $6,141 | $10,749-42.9% | $6,675-8.0% | $10,829-43.3% |