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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,902 | $97,761-12.1% | $83,850+2.4% | $135,382-36.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.30% | 1287.44%-1291.7pp | 850.92%-855.2pp | 519.77%-524.1pp |
| Employer contribution / active EE | $14,909 | $4,222+253.2% | $3,631+310.6% | $4,779+212.0% |
| Participant deferral / active EE | $11,512 | $4,682+145.9% | $4,082+182.0% | $5,609+105.2% |
| Admin fee / account holder | $709 | $6,674-89.4% | $5,478-87.1% | $10,829-93.5% |