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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,449 | $138,075-91.0% | $123,552-89.9% | $135,379-90.8% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -6.82% | 153.70%-160.5pp | 119.20%-126.0pp | 519.79%-526.6pp |
| Employer contribution / active EE | $1,494 | $5,152-71.0% | $4,628-67.7% | $4,779-68.7% |
| Participant deferral / active EE | $3,364 | $6,800-50.5% | $6,426-47.7% | $5,609-40.0% |
| Admin fee / account holder | $2,624 | $10,917-76.0% | $9,285-71.7% | $10,828-75.8% |