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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,528 | $183,516-53.4% | $155,534-45.0% | $145,884-41.4% |
| Participation rate | 72.2% | 82.7%-10.5pp | 78.2%-6.0pp | 80.3%-8.1pp |
| Annual return | 11.88% | 61.43%-49.5pp | 64.92%-53.0pp | 551.85%-540.0pp |
| Employer contribution / active EE | $16,783 | $5,315+215.8% | $4,675+259.0% | $4,662+260.0% |
| Participant deferral / active EE | $5,633 | $6,467-12.9% | $5,6300% | $6,690-15.8% |
| Admin fee / account holder | $1,081 | $19,293-94.4% | $15,900-93.2% | $13,392-91.9% |