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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,366 | $175,259-63.3% | $149,723-57.0% | $139,487-53.9% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 15.58% | 166.82%-151.2pp | 134.50%-118.9pp | 373.84%-358.3pp |
| Employer contribution / active EE | $1,315 | $5,478-76.0% | $4,821-72.7% | $4,755-72.3% |
| Participant deferral / active EE | $6,528 | $6,522+0.1% | $5,682+14.9% | $6,713-2.8% |
| Admin fee / account holder | $732 | $16,158-95.5% | $13,215-94.5% | $11,407-93.6% |