Filed June 13, 2025
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| Provider | Service type | Compensation |
|---|---|---|
REGENCY INVESTMENT ADVISORS2 years Service code 26 · EIN 77-0344391 1312 W HERNDON, SUITE 101 · FRESNO, CA 93711 | Advisory (Participants) | $9,618 |
Service code 13 · EIN 87-0364490 7090 SOUTH UNION PARK AVE SUITE 650 · SALT LAKE CITY, UT 84106 | Contract Administrator | $1,447 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,038 | $63,156-73.0% | $122,354-86.1% | $62,293-72.6% |
| Participation rate | 66.2% | 60.0%+6.2pp | 71.6%-5.5pp | 69.5%-3.3pp |
| Annual return | 19.48% | 20.61%-1.1pp | 30.28%-10.8pp | 28.90%-9.4pp |
| Employer contribution / active EE | $952 | $1,385-31.3% | $4,051-76.5% | $2,042-53.4% |
| Participant deferral / active EE | $1,313 | $2,321-43.4% | $3,287-60.0% | $3,169-58.6% |
| Admin fee / account holder | $80 | $440-81.8% | $5,479-98.5% | $479-83.3% |