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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,010 | $106,918-89.7% | $84,021-86.9% | $152,897-92.8% |
| Participation rate | 80.0% | 75.2%+4.8pp | 69.0%+11.0pp | 82.5%-2.5pp |
| Annual return | 3.63% | 105.01%-101.4pp | 71.32%-67.7pp | 345.43%-341.8pp |
| Employer contribution / active EE | $1,730 | $2,735-36.7% | $1,984-12.8% | $4,764-63.7% |
| Participant deferral / active EE | $0 | $4,012-100.0% | $3,239-100.0% | $5,851-100.0% |
| Admin fee / account holder | $1,057 | $8,288-87.3% | $6,102-82.7% | $11,599-90.9% |