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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,005 | $109,344+93.0% | $89,400+136.0% | $158,950+32.7% |
| Participation rate | 42.9% | 74.3%-31.4pp | 68.0%-25.1pp | 82.0%-39.1pp |
| Annual return | 14.84% | 345.73%-330.9pp | 245.64%-230.8pp | 302.91%-288.1pp |
| Employer contribution / active EE | $1,080 | $3,170-65.9% | $2,586-58.2% | $4,762-77.3% |
| Participant deferral / active EE | $1,080 | $4,599-76.5% | $3,890-72.2% | $5,983-81.9% |
| Admin fee / account holder | $12,544 | $6,154+103.8% | $4,882+156.9% | $11,248+11.5% |