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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,944 | $92,219-57.8% | $76,766-49.3% | $135,382-71.2% |
| Participation rate | 80.0% | 79.8%+0.2pp | 77.0%+3.0pp | 82.6%-2.6pp |
| Annual return | -10.34% | 5.46%-15.8pp | 2.43%-12.8pp | 519.77%-530.1pp |
| Employer contribution / active EE | $2,147 | $3,216-33.2% | $2,485-13.6% | $4,779-55.1% |
| Participant deferral / active EE | $5,394 | $4,508+19.7% | $3,851+40.1% | $5,609-3.8% |
| Admin fee / account holder | $1,120 | $10,749-89.6% | $6,675-83.2% | $10,829-89.7% |