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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,346 | $138,072-54.8% | $123,549-49.5% | $135,382-53.9% |
| Participation rate | 72.7% | 84.7%-12.0pp | 82.3%-9.6pp | 82.6%-9.9pp |
| Annual return | -5.99% | 153.69%-159.7pp | 119.20%-125.2pp | 519.77%-525.8pp |
| Employer contribution / active EE | $1,848 | $5,152-64.1% | $4,628-60.1% | $4,779-61.3% |
| Participant deferral / active EE | $4,078 | $6,799-40.0% | $6,426-36.5% | $5,609-27.3% |
| Admin fee / account holder | $612 | $10,917-94.4% | $9,284-93.4% | $10,829-94.3% |