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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,708 | $80,177-80.4% | $123,894-87.3% | $57,658-72.8% |
| Participation rate | 73.7% | 74.4%-0.8pp | 81.4%-7.7pp | 70.2%+3.4pp |
| Annual return | 10.48% | 17.90%-7.4pp | 47.52%-37.0pp | 5.13%+5.3pp |
| Employer contribution / active EE | $0 | $2,913-100.0% | $4,617-100.0% | $1,974-100.0% |
| Participant deferral / active EE | $2,519 | $5,130-50.9% | $5,984-57.9% | $3,061-17.7% |
| Admin fee / account holder | $0 | $106-100.0% | $8,357-100.0% | $95-100.0% |