See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $76,358 |
NOVA 401(K) ASSOCIATES4 years Service code 13 · EIN 20-1181458 | Contract Administrator | $27,384 |
Service code 27 24 E COTA ST · SANTA BARBARA, CA 93101 | Advisory (Plan) | $18,364 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,694 | $44,960-7.3% | $84,966-50.9% | $74,495-44.0% |
| Participation rate | 75.4% | 49.4%+26.1pp | 67.5%+7.9pp | 67.2%+8.2pp |
| Annual return | 9.23% | 26.24%-17.0pp | 66.38%-57.2pp | 1364.94%-1355.7pp |
| Employer contribution / active EE | $2,096 | $1,457+43.8% | $2,727-23.1% | $2,623-20.1% |
| Participant deferral / active EE | $776 | $2,731-71.6% | $4,519-82.8% | $4,346-82.1% |
| Admin fee / account holder | $463 | $2,209-79.1% | $6,149-92.5% | $1,942-76.2% |