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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,683 | $83,908-47.9% | $68,509-36.2% | $125,389-65.2% |
| Participation rate | 40.9% | 78.2%-37.3pp | 74.7%-33.8pp | 83.2%-42.3pp |
| Annual return | 5.46% | 14.48%-9.0pp | 8.27%-2.8pp | 282.24%-276.8pp |
| Employer contribution / active EE | $1,363 | $3,031-55.0% | $2,278-40.2% | $4,866-72.0% |
| Participant deferral / active EE | $2,688 | $4,125-34.8% | $3,382-20.5% | $5,352-49.8% |
| Admin fee / account holder | $1,414 | $8,982-84.3% | $5,275-73.2% | $9,541-85.2% |