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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,043 | $217,427-46.2% | $185,837-37.0% | $167,518-30.1% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.81% | 148.39%-134.6pp | 122.08%-108.3pp | 478.71%-464.9pp |
| Employer contribution / active EE | $5,361 | $5,874-8.7% | $5,168+3.7% | $4,838+10.8% |
| Participant deferral / active EE | $7,508 | $6,357+18.1% | $5,568+34.8% | $6,342+18.4% |
| Admin fee / account holder | $459 | $19,816-97.7% | $16,241-97.2% | $12,312-96.3% |