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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,581 | $138,076+14.1% | $123,553+27.5% | $135,380+16.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.54% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $12,399 | $5,152+140.7% | $4,628+167.9% | $4,779+159.5% |
| Participant deferral / active EE | $14,811 | $6,800+117.8% | $6,426+130.5% | $5,609+164.1% |
| Admin fee / account holder | $1,362 | $10,917-87.5% | $9,284-85.3% | $10,828-87.4% |