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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,012 | $150,447-8.3% | $136,298+1.3% | $147,586-6.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.02% | 1049.15%-1034.1pp | 5156.27%-5141.3pp | 578.59%-563.6pp |
| Employer contribution / active EE | $11,953 | $5,256+127.4% | $4,696+154.6% | $4,876+145.1% |
| Participant deferral / active EE | $14,413 | $6,631+117.4% | $6,247+130.7% | $5,439+165.0% |
| Admin fee / account holder | $1,221 | $10,906-88.8% | $9,244-86.8% | $10,886-88.8% |