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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,017 | $82,674+6.5% | $125,363-29.8% | $68,495+28.5% |
| Participation rate | 76.7% | 75.0%+1.7pp | 82.4%-5.6pp | 67.9%+8.9pp |
| Annual return | -20.37% | -5.97%-14.4pp | 572.15%-592.5pp | -7.84%-12.5pp |
| Employer contribution / active EE | $3,087 | $3,382-8.7% | $4,815-35.9% | $2,596+18.9% |
| Participant deferral / active EE | $7,438 | $6,111+21.7% | $7,447-0.1% | $4,028+84.7% |
| Admin fee / account holder | $3,739 | $6,276-40.4% | $10,005-62.6% | $5,403-30.8% |