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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,637 | $160,070+76.6% | $147,117+92.1% | $145,897+93.7% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 12.80% | 98.69%-85.9pp | 420.54%-407.7pp | 552.29%-539.5pp |
| Employer contribution / active EE | $7,423 | $5,285+40.5% | $4,932+50.5% | $4,663+59.2% |
| Participant deferral / active EE | $17,887 | $8,419+112.5% | $8,065+121.8% | $6,689+167.4% |
| Admin fee / account holder | $112,865 | $15,035+650.7% | $12,993+768.7% | $13,390+742.9% |