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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,839 | $154,209+67.8% | $130,062+99.0% | $139,487+85.6% |
| Participation rate | 95.0% | 82.0%+13.0pp | 78.5%+16.5pp | 80.3%+14.7pp |
| Annual return | 22.69% | 32.52%-9.8pp | -137.37%+160.1pp | 373.84%-351.1pp |
| Employer contribution / active EE | $8,132 | $5,292+53.7% | $4,322+88.2% | $4,755+71.0% |
| Participant deferral / active EE | $9,045 | $6,709+34.8% | $5,821+55.4% | $6,713+34.7% |
| Admin fee / account holder | $3,110 | $13,988-77.8% | $10,601-70.7% | $11,407-72.7% |