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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,620 | $142,409+24.7% | $119,634+48.5% | $134,545+32.0% |
| Participation rate | 94.7% | 82.8%+11.9pp | 79.3%+15.5pp | 81.2%+13.5pp |
| Annual return | -22.39% | -12.46%-9.9pp | -14.98%-7.4pp | 418.37%-440.8pp |
| Employer contribution / active EE | $7,720 | $5,224+47.8% | $4,232+82.4% | $4,742+62.8% |
| Participant deferral / active EE | $8,748 | $6,468+35.3% | $5,601+56.2% | $6,401+36.7% |
| Admin fee / account holder | $998 | $13,594-92.7% | $10,329-90.3% | $11,431-91.3% |