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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,299 | $178,174+127.5% | $156,181+159.5% | $137,256+195.3% |
| Participation rate | 95.0% | 82.0%+13.0pp | 78.8%+16.2pp | 80.0%+15.0pp |
| Annual return | 17.71% | 84.19%-66.5pp | 64.87%-47.2pp | 220.34%-202.6pp |
| Employer contribution / active EE | $8,714 | $4,972+75.3% | $4,294+102.9% | $4,156+109.7% |
| Participant deferral / active EE | $9,536 | $6,888+38.4% | $6,132+55.5% | $6,407+48.8% |
| Admin fee / account holder | $3,139 | $17,404-82.0% | $14,586-78.5% | $12,270-74.4% |