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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,299 | $199,109+103.6% | $173,730+133.3% | $154,746+161.9% |
| Participation rate | 95.0% | 82.8%+12.2pp | 79.6%+15.4pp | 80.7%+14.3pp |
| Annual return | 17.71% | 20.02%-2.3pp | 19.96%-2.2pp | 172.34%-154.6pp |
| Employer contribution / active EE | $8,714 | $5,311+64.1% | $4,577+90.4% | $4,379+99.0% |
| Participant deferral / active EE | $9,536 | $7,113+34.1% | $6,326+50.7% | $6,730+41.7% |
| Admin fee / account holder | $3,139 | $20,916-85.0% | $17,523-82.1% | $14,365-78.1% |