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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,639 | $166,268+83.2% | $165,100+84.5% | $145,897+108.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.60% | 100.52%-82.9pp | 70.21%-52.6pp | 552.29%-534.7pp |
| Employer contribution / active EE | $8,300 | $5,284+57.1% | $4,348+90.9% | $4,663+78.0% |
| Participant deferral / active EE | $9,440 | $6,964+35.5% | $6,035+56.4% | $6,689+41.1% |
| Admin fee / account holder | $2,405 | $16,659-85.6% | $12,696-81.1% | $13,390-82.0% |