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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,640 | $57,350-29.1% | $83,850-51.5% | $64,181-36.7% |
| Participation rate | 40.6% | 68.6%-28.0pp | 76.1%-35.5pp | 69.6%-28.9pp |
| Annual return | -7.33% | 11.38%-18.7pp | 850.92%-858.3pp | 7.63%-15.0pp |
| Employer contribution / active EE | $1,126 | $2,545-55.8% | $3,631-69.0% | $2,381-52.7% |
| Participant deferral / active EE | $1,480 | $2,993-50.5% | $4,082-63.7% | $3,470-57.3% |
| Admin fee / account holder | $1,309 | $4,046-67.7% | $5,478-76.1% | $4,887-73.2% |