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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,887 | $148,623-44.9% | $135,974-39.8% | $139,466-41.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 23.14% | 79.30%-56.2pp | 68.30%-45.2pp | 373.66%-350.5pp |
| Employer contribution / active EE | $53,394 | $5,246+917.7% | $4,859+998.9% | $4,754+1023.1% |
| Participant deferral / active EE | $53,991 | $8,103+566.3% | $7,760+595.8% | $6,712+704.4% |
| Admin fee / account holder | $805 | $12,406-93.5% | $10,767-92.5% | $11,409-92.9% |