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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,105 | $111,878+19.0% | $93,727+42.0% | $145,897-8.8% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 10.52% | 204.28%-193.8pp | 133.83%-123.3pp | 552.29%-541.8pp |
| Employer contribution / active EE | $6,152 | $3,092+98.9% | $2,421+154.1% | $4,663+31.9% |
| Participant deferral / active EE | $4,786 | $4,920-2.7% | $4,417+8.4% | $6,689-28.4% |
| Admin fee / account holder | $4,550 | $10,256-55.6% | $8,292-45.1% | $13,390-66.0% |