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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,021 | $75,962+347.6% | $154,111+120.6% | $64,173+429.9% |
| Participation rate | 98.2% | 70.4%+27.8pp | 83.0%+15.1pp | 69.6%+28.6pp |
| Annual return | -6.78% | 30.32%-37.1pp | 735.18%-742.0pp | 7.63%-14.4pp |
| Employer contribution / active EE | $17,866 | $3,350+433.3% | $5,298+237.2% | $2,381+650.4% |
| Participant deferral / active EE | $13,872 | $3,175+336.9% | $5,081+173.0% | $3,470+299.8% |
| Admin fee / account holder | $5,612 | $5,589+0.4% | $13,411-58.2% | $4,887+14.8% |