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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,673 | $84,236+338.9% | $170,435+116.9% | $70,126+427.2% |
| Participation rate | 98.0% | 70.8%+27.2pp | 83.6%+14.4pp | 69.5%+28.5pp |
| Annual return | 15.45% | 23.06%-7.6pp | 205.94%-190.5pp | 73.15%-57.7pp |
| Employer contribution / active EE | $18,175 | $3,387+436.6% | $5,432+234.6% | $2,343+675.9% |
| Participant deferral / active EE | $13,833 | $3,086+348.3% | $4,939+180.0% | $3,332+315.2% |
| Admin fee / account holder | $12,242 | $5,698+114.8% | $13,881-11.8% | $4,645+163.5% |