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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,528 | $118,869-73.5% | $96,575-67.4% | $167,518-81.2% |
| Participation rate | 91.7% | 75.5%+16.2pp | 69.8%+21.8pp | 82.1%+9.6pp |
| Annual return | 14.58% | 50.49%-35.9pp | 37.79%-23.2pp | 478.71%-464.1pp |
| Employer contribution / active EE | $1,601 | $3,120-48.7% | $2,357-32.1% | $4,838-66.9% |
| Participant deferral / active EE | $5,292 | $4,616+14.6% | $3,849+37.5% | $6,342-16.6% |
| Admin fee / account holder | $385 | $8,067-95.2% | $6,182-93.8% | $12,312-96.9% |