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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,862 | $165,361-61.4% | $149,715-57.3% | $158,950-59.8% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 4.17% | 348.24%-344.1pp | 276.66%-272.5pp | 302.91%-298.7pp |
| Employer contribution / active EE | $732 | $5,103-85.7% | $4,645-84.2% | $4,762-84.6% |
| Participant deferral / active EE | $7,836 | $7,182+9.1% | $6,842+14.5% | $5,983+31.0% |
| Admin fee / account holder | $23,430 | $10,808+116.8% | $9,310+151.7% | $11,248+108.3% |