Retirement plan

CNOS, PC 401(K) PROFIT SHARING PLAN

Name: CNOS, PC - CNOS, PC 401(K) PROFIT SHARING PLAN (2022) Form 5500
Creator: CNOS, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CNOS, PC 401(K) PROFIT SHARING PLAN, CNOS, PC

CNOS, PCEIN 42-1480644Plan #001PY 2022

575 SIOUX POINT ROAD - DAKOTA DUNES, SD 57049605-217-2667

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$62.4M

-8.7% from 2016

Total participants

277

-14.8% from 2016

Average account balance

$239,090

-7.4% from 2016

Annual return

-11.13%

-10.43 pp from 2016

Benchmarks

See 5,344 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,344 peers

Snapshot2022

Participant deferral / active EE

$7,184

median $2,103

Employer contribution / active EE

$10,326

median $1,140

Participation rate

92.8%

median 70.3%

Avg account balance

$239,090

median $27,924

Admin fee / account holder

$65

median $134

Annual return

-11.13%

median -15.69%

Overall peer rank

83of 100

83rd percentileavg across 6 metrics

Analytics

2015 - 2024

Total assets (EOY)

Plan-year ending balance

$86.60M

Average account balance

Total assets / participants with a balance (line 6g)

$238K

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

364

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.9%

Contributions (total)

Employer and participant dollars contributed each year

$5.45M

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.54%

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$105

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Mutual / pooled
Stocks
Bonds
Cash
Real estate
Loans

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BAM ADVISOR SERVICES2 years Service code 27 8182 MARYLAND AVE. SUITE 500 · ST.LOUIS, MO 63105	Advisory (Plan)	$10,882
NEWPORT GROUP, INC.1 year Filed as: NEWPORT COMPANY INC. Service code 15 · EIN 27-2037969	Recordkeeping	$6,032

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$17K

$77 / participant

Investment mgmt$11K64.3%
Contract admin$6K35.7%

% of EOY assets

0.027%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KING, REINSCH, PROSSER & CO., LLP
Auditor EIN: 420941961
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$239,090

$65,135+267.1%

$143,801+66.3%

$66,954+257.1%

Participation rate

92.8%

65.2%+27.5pp

80.3%+12.4pp

69.8%+22.9pp

Annual return

-11.13%

-11.13%0pp

-0.04%-11.1pp

1.57%-12.7pp

Employer contribution / active EE

$10,326

$2,363+337.0%

$4,952+108.5%

$2,545+305.7%

Participant deferral / active EE

$7,184

$2,921+146.0%

$5,639+27.4%

$4,239+69.5%

Admin fee / account holder

$65

$503-87.1%

$14,680-99.6%

$594-89.1%

Provider

Service type

Compensation

BAM ADVISOR SERVICES2 years

Service code 27

8182 MARYLAND AVE. SUITE 500 · ST.LOUIS, MO 63105

Advisory (Plan)

$10,882

NEWPORT GROUP, INC.1 year

Filed as: NEWPORT COMPANY INC.

Service code 15 · EIN 27-2037969

Recordkeeping

$6,032

CNOS, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CNOS, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion