Retirement plan

CNOS, PC 401(K) PROFIT SHARING PLAN

Name: CNOS, PC - CNOS, PC 401(K) PROFIT SHARING PLAN (2021) Form 5500
Creator: CNOS, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CNOS, PC 401(K) PROFIT SHARING PLAN, CNOS, PC

CNOS, PCEIN 42-1480644Plan #001PY 2021

575 SIOUX POINT ROAD - DAKOTA DUNES, SD 57049605-217-2667

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$70.2M

-8.7% from 2016

Total participants

245

-14.8% from 2016

Average account balance

$293,812

-7.4% from 2016

Annual return

15.39%

-10.43 pp from 2016

Benchmarks

See 5,348 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,348 peers

Snapshot2021

Participant deferral / active EE

$6,668

median $2,019

Employer contribution / active EE

$9,747

median $1,126

Participation rate

96.8%

median 72.9%

Avg account balance

$293,812

median $33,674

Admin fee / account holder

$55

median $125

Annual return

15.39%

median 14.57%

Overall peer rank

79of 100

79th percentileavg across 6 metrics

Analytics

2015 - 2024

Total assets (EOY)

Plan-year ending balance

$86.60M

Average account balance

Total assets / participants with a balance (line 6g)

$238K

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

364

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.9%

Contributions (total)

Employer and participant dollars contributed each year

$5.45M

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.54%

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$105

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Mutual / pooled
Stocks
Bonds
Cash
Real estate
Loans

Service providers

Top 1 by compensation

Provider	Service type	Compensation
BAM ADVISOR SERVICES1 year Service code 27 8182 MARYLAND AVE. SUITE 500 · ST.LOUIS, MO 63105	Advisory (Plan)	$8,417

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$13K

$70 / participant

Investment mgmt$8K63.7%
Contract admin$5K36.3%

% of EOY assets

0.019%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KING, REINSCH, PROSSER & CO., LLP
Auditor EIN: 420941961
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$293,812

$61,185+380.2%

$185,854+58.1%

$79,395+270.1%

Participation rate

96.8%

66.6%+30.2pp

81.7%+15.1pp

70.7%+26.1pp

Annual return

15.39%

19.45%-4.1pp

122.12%-106.7pp

116.90%-101.5pp

Employer contribution / active EE

$9,747

$2,321+319.9%

$5,169+88.6%

$2,428+301.5%

Participant deferral / active EE

$6,668

$2,789+139.1%

$5,569+19.7%

$4,046+64.8%

Admin fee / account holder

$55

$709-92.2%

$16,246-99.7%

$626-91.2%

Provider

Service type

Compensation

BAM ADVISOR SERVICES1 year

Service code 27

8182 MARYLAND AVE. SUITE 500 · ST.LOUIS, MO 63105

Advisory (Plan)

$8,417

CNOS, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CNOS, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion