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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,774 | $77,901+71.7% | $149,717-10.6% | $75,181+77.9% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.37% | 31.73%-19.4pp | 134.41%-122.0pp | 160.69%-148.3pp |
| Employer contribution / active EE | $7,277 | $3,137+132.0% | $4,820+51.0% | $2,671+172.5% |
| Participant deferral / active EE | $5,681 | $3,411+66.6% | $5,6820% | $4,126+37.7% |
| Admin fee / account holder | $35,118 | $5,949+490.3% | $13,213+165.8% | $5,650+521.6% |