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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,984 | $135,956-0.7% | $123,894+9.0% | $273,972-50.7% |
| Participation rate | 90.9% | 84.1%+6.8pp | 81.4%+9.5pp | 83.0%+7.9pp |
| Annual return | 6.68% | 56.63%-49.9pp | 47.52%-40.8pp | 41.46%-34.8pp |
| Employer contribution / active EE | $3,818 | $5,170-26.1% | $4,617-17.3% | $4,869-21.6% |
| Participant deferral / active EE | $8,045 | $6,343+26.8% | $5,984+34.4% | $5,287+52.2% |
| Admin fee / account holder | $1,163 | $9,817-88.2% | $8,357-86.1% | $10,133-88.5% |