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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,423 | $85,766+6.6% | $136,297-32.9% | $70,131+30.4% |
| Participation rate | 44.4% | 74.2%-29.7pp | 81.9%-37.5pp | 69.5%-25.1pp |
| Annual return | 20.09% | 31.45%-11.4pp | 5156.16%-5136.1pp | 73.14%-53.1pp |
| Employer contribution / active EE | $1,966 | $2,966-33.7% | $4,696-58.1% | $2,342-16.1% |
| Participant deferral / active EE | $3,803 | $5,051-24.7% | $6,247-39.1% | $3,332+14.2% |
| Admin fee / account holder | $17,018 | $5,420+214.0% | $9,244+84.1% | $4,645+266.3% |