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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,764 | $86,949-64.6% | $102,460-70.0% | $80,959-62.0% |
| Participation rate | 55.7% | 72.4%-16.6pp | 76.5%-20.8pp | 67.7%-11.9pp |
| Annual return | 16.35% | 18.89%-2.5pp | 29.47%-13.1pp | 35.67%-19.3pp |
| Employer contribution / active EE | $1,475 | $2,370-37.7% | $3,025-51.2% | $2,757-46.5% |
| Participant deferral / active EE | $2,489 | $4,121-39.6% | $5,056-50.8% | $4,300-42.1% |
| Admin fee / account holder | $1,604 | $8,048-80.1% | $9,460-83.0% | $6,925-76.8% |