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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,444 | $95,453-59.7% | $112,040-65.7% | $82,448-53.4% |
| Participation rate | 52.6% | 72.8%-20.1pp | 76.5%-23.9pp | 68.1%-15.4pp |
| Annual return | 21.40% | 23.92%-2.5pp | 24.52%-3.1pp | 41.64%-20.2pp |
| Employer contribution / active EE | $1,487 | $2,318-35.8% | $2,954-49.7% | $2,551-41.7% |
| Participant deferral / active EE | $2,926 | $4,224-30.7% | $5,098-42.6% | $4,139-29.3% |
| Admin fee / account holder | $1,300 | $9,013-85.6% | $12,098-89.3% | $7,234-82.0% |