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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,565 | $106,001+11.9% | $92,235+28.5% | $147,585-19.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.00% | 50.05%-35.0pp | 176.28%-161.3pp | 578.56%-563.6pp |
| Employer contribution / active EE | $7,065 | $4,333+63.1% | $3,679+92.0% | $4,876+44.9% |
| Participant deferral / active EE | $6,558 | $4,478+46.4% | $3,897+68.3% | $5,439+20.6% |
| Admin fee / account holder | $1,460 | $6,332-76.9% | $5,194-71.9% | $10,885-86.6% |