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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,309 | $75,962+312.5% | $154,111+103.3% | $64,173+388.2% |
| Participation rate | 90.0% | 70.4%+19.6pp | 83.0%+7.0pp | 69.6%+20.4pp |
| Annual return | -5.79% | 30.32%-36.1pp | 735.18%-741.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $4,782 | $3,350+42.7% | $5,298-9.7% | $2,381+100.8% |
| Participant deferral / active EE | $10,072 | $3,175+217.2% | $5,081+98.2% | $3,470+190.3% |
| Admin fee / account holder | $8,572 | $5,589+53.4% | $13,411-36.1% | $4,887+75.4% |