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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,786 | $60,119-65.4% | $90,430-77.0% | $79,858-74.0% |
| Participation rate | 61.3% | 65.0%-3.7pp | 72.7%-11.4pp | 69.6%-8.3pp |
| Annual return | 22.57% | 71.94%-49.4pp | 1293.73%-1271.2pp | 31.72%-9.1pp |
| Employer contribution / active EE | $1,472 | $2,068-28.8% | $3,262-54.9% | $2,471-40.4% |
| Participant deferral / active EE | $2,827 | $2,938-3.8% | $3,963-28.7% | $3,740-24.4% |
| Admin fee / account holder | $578 | $3,976-85.5% | $5,613-89.7% | $5,306-89.1% |