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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,510 | $77,816-46.7% | $123,549-66.4% | $64,181-35.3% |
| Participation rate | 83.7% | 74.7%+9.0pp | 82.3%+1.4pp | 69.6%+14.2pp |
| Annual return | -4.53% | 12.49%-17.0pp | 119.20%-123.7pp | 7.63%-12.2pp |
| Employer contribution / active EE | $1,493 | $3,014-50.5% | $4,628-67.7% | $2,381-37.3% |
| Participant deferral / active EE | $3,012 | $5,240-42.5% | $6,426-53.1% | $3,470-13.2% |
| Admin fee / account holder | $5,339 | $5,519-3.3% | $9,284-42.5% | $4,887+9.2% |