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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,803 | $176,105+4.9% | $159,474+15.9% | $167,536+10.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.15% | 331.91%-322.8pp | 263.68%-254.5pp | 478.82%-469.7pp |
| Employer contribution / active EE | $1,822 | $5,299-65.6% | $4,831-62.3% | $4,839-62.3% |
| Participant deferral / active EE | $2,871 | $7,751-63.0% | $7,353-61.0% | $6,342-54.7% |
| Admin fee / account holder | $4,594 | $12,559-63.4% | $10,802-57.5% | $12,315-62.7% |