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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,882 | $157,304+1.0% | $141,197+12.5% | $152,909+3.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.66% | 64.34%-48.7pp | 71.41%-55.7pp | 345.46%-329.8pp |
| Employer contribution / active EE | $1,404 | $5,263-73.3% | $4,736-70.4% | $4,764-70.5% |
| Participant deferral / active EE | $2,609 | $7,111-63.3% | $6,710-61.1% | $5,851-55.4% |
| Admin fee / account holder | $3,994 | $12,126-67.1% | $10,265-61.1% | $11,601-65.6% |