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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,623 | $57,828+75.7% | $117,039-13.2% | $70,131+44.9% |
| Participation rate | 58.1% | 67.1%-9.1pp | 77.2%-19.1pp | 69.5%-11.5pp |
| Annual return | 14.97% | 17.55%-2.6pp | 18.95%-4.0pp | 73.14%-58.2pp |
| Employer contribution / active EE | $1,428 | $1,816-21.3% | $3,785-62.3% | $2,342-39.0% |
| Participant deferral / active EE | $2,397 | $2,438-1.7% | $3,929-39.0% | $3,332-28.1% |
| Admin fee / account holder | $466 | $3,548-86.9% | $5,974-92.2% | $4,645-90.0% |