Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,874 | $61,755-25.7% | $97,161-52.8% | $80,911-43.3% |
| Participation rate | 55.6% | 63.5%-7.9pp | 72.7%-17.1pp | 67.6%-12.1pp |
| Annual return | 15.20% | -557.90%+573.1pp | 75.36%-60.2pp | 35.63%-20.4pp |
| Employer contribution / active EE | $0 | $1,835-100.0% | $2,723-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,270 | $3,026-25.0% | $4,265-46.8% | $4,297-47.2% |
| Admin fee / account holder | $717 | $5,166-86.1% | $5,647-87.3% | $6,935-89.7% |