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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,230 | $180,462+25.9% | $154,111+47.4% | $135,379+67.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.34% | 888.17%-897.5pp | 735.18%-744.5pp | 519.79%-529.1pp |
| Employer contribution / active EE | $3,723 | $6,036-38.3% | $5,298-29.7% | $4,779-22.1% |
| Participant deferral / active EE | $6,927 | $5,806+19.3% | $5,081+36.3% | $5,609+23.5% |
| Admin fee / account holder | $6,772 | $16,145-58.1% | $13,411-49.5% | $10,828-37.5% |