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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,042 | $106,267-22.8% | $96,520-15.0% | $139,456-41.2% |
| Participation rate | 73.7% | 77.8%-4.2pp | 74.3%-0.7pp | 80.3%-6.6pp |
| Annual return | -7.15% | 38.45%-45.6pp | 35.72%-42.9pp | 373.45%-380.6pp |
| Employer contribution / active EE | $1,968 | $4,105-52.1% | $3,739-47.4% | $4,753-58.6% |
| Participant deferral / active EE | $4,179 | $5,454-23.4% | $4,879-14.3% | $6,711-37.7% |
| Admin fee / account holder | $713 | $7,882-91.0% | $6,733-89.4% | $11,407-93.8% |