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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $112,979 |
CAPFINANCIAL PARTNERS LLC9+ years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $64,973 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,639 | $99,201-18.7% | $96,544-16.5% | $74,473+8.3% |
| Participation rate | 97.1% | 80.7%+16.4pp | 76.0%+21.1pp | 70.7%+26.3pp |
| Annual return | 16.51% | 22.40%-5.9pp | 25.88%-9.4pp | 34.36%-17.8pp |
| Employer contribution / active EE | $3,040 | $2,570+18.3% | $2,966+2.5% | $2,638+15.2% |
| Participant deferral / active EE | $6,818 | $4,938+38.1% | $4,851+40.5% | $4,530+50.5% |
| Admin fee / account holder | $300 | $225+33.6% | $8,254-96.4% | $347-13.4% |