Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,924 | $80,992+350.6% | $96,564+277.9% | $75,184+385.4% |
| Participation rate | 85.4% | 71.8%+13.6pp | 76.0%+9.4pp | 67.2%+18.2pp |
| Annual return | 15.46% | 27.06%-11.6pp | 25.89%-10.4pp | 160.78%-145.3pp |
| Employer contribution / active EE | $0 | $2,283-100.0% | $2,967-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $9,066 | $3,929+130.7% | $4,852+86.9% | $4,127+119.7% |
| Admin fee / account holder | $42,111 | $6,717+526.9% | $8,256+410.0% | $5,652+645.1% |