Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,434 | $71,877+305.5% | $86,717+236.1% | $68,494+325.5% |
| Participation rate | 86.4% | 72.2%+14.2pp | 76.6%+9.9pp | 67.9%+18.5pp |
| Annual return | -15.06% | 3.54%-18.6pp | 35.97%-51.0pp | -7.86%-7.2pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $9,342 | $3,779+147.2% | $4,657+100.6% | $4,028+131.9% |
| Admin fee / account holder | $29,629 | $6,111+384.9% | $7,494+295.4% | $5,403+448.3% |