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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,268 | $104,251+20.2% | $91,004+37.7% | $147,585-15.1% |
| Participation rate | 76.5% | 78.2%-1.8pp | 75.6%+0.9pp | 82.8%-6.4pp |
| Annual return | 15.48% | 27.06%-11.6pp | 4.60%+10.9pp | 578.57%-563.1pp |
| Employer contribution / active EE | $400 | $3,116-87.2% | $2,456-83.7% | $4,876-91.8% |
| Participant deferral / active EE | $2,916 | $4,195-30.5% | $3,548-17.8% | $5,439-46.4% |
| Admin fee / account holder | $30,963 | $8,948+246.0% | $5,417+471.5% | $10,885+184.4% |