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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,249 | $202,440+1.4% | $169,390+21.2% | $139,466+47.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 13.37% | 532.36%-519.0pp | 406.07%-392.7pp | 373.66%-360.3pp |
| Employer contribution / active EE | $4,203 | $4,693-10.4% | $4,013+4.8% | $4,754-11.6% |
| Participant deferral / active EE | $9,670 | $6,940+39.3% | $6,222+55.4% | $6,712+44.1% |
| Admin fee / account holder | $3,938 | $10,722-63.3% | $9,015-56.3% | $11,409-65.5% |