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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,961 | $190,879-16.7% | $160,009-0.7% | $134,532+18.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -17.52% | 552.63%-570.2pp | 408.85%-426.4pp | 418.27%-435.8pp |
| Employer contribution / active EE | $5,208 | $4,995+4.3% | $4,225+23.3% | $4,741+9.8% |
| Participant deferral / active EE | $10,810 | $6,924+56.1% | $6,183+74.8% | $6,401+68.9% |
| Admin fee / account holder | $1,257 | $10,495-88.0% | $8,715-85.6% | $11,429-89.0% |